This financial product aims to deliver daily returns that are two times the inverse of the Solactive MicroSectorsTM U.S. Big Oil Index's performance. These are senior, unsecured medium-term notes, issued by the Bank of Montreal, with their value directly tied to a twofold leveraged inverse movement of the underlying index, calculated and compounded daily. This return is, however, subject to deductions for a Daily Investor Fee, any applicable negative Daily Interest, and a Redemption Fee, if triggered. The index itself is an equally dollar-weighted benchmark, comprising the ten largest U.S.-listed companies by market capitalization within the energy and oil sector.