Voya Financial, Inc. is a U.S.-based enterprise specializing in retirement planning, investment management, and employee welfare benefits. Its Wealth Solutions division provides a range of offerings, including employer-sponsored, tax-advantaged retirement savings programs, associated administrative support, individual retirement accounts (IRAs), various retail financial instruments, and comprehensive financial planning and guidance. This segment caters to a diverse clientele, encompassing corporations, educational institutions, healthcare organizations, non-profit groups, government bodies, and both institutional and private clients. The Investment Management division delivers a spectrum of financial products and strategies, spanning fixed income, equities, multi-asset portfolios, and alternative investments. These are distributed to both individual and institutional investors via its internal sales team, a network of consultants, banking partners, broker-dealers, and independent financial advisors. Meanwhile, the Health Solutions segment supplies products such as stop-loss insurance, group life coverage, optional employee-funded benefits, and disability insurance. These are made available to medium and large enterprises through collaborators like consultants, brokers, third-party administrators, enrollment specialists, and technology providers. Established in 1999 and headquartered in New York City, the company operated as ING U.S., Inc. until rebranding to Voya Financial, Inc. in April 2014.