Willis Towers Watson Public Limited Company (WLTW) functions as a global enterprise offering specialized advisory services, brokerage, and diverse solutions. Its Human Capital and Benefits division assists clients with actuarial support, the design and administration of traditional pension and retirement savings programs, and extensive benefits outsourcing. This segment also provides consulting, brokerage, and administrative oversight for health and group benefit plans. Furthermore, it delivers strategic guidance, data, software, and products to help organizations address their overall rewards and talent management requirements. The Corporate Risk and Broking segment concentrates on providing expert risk advice, insurance brokerage, and consulting services. These services cover key areas such as property and casualty, aerospace, construction, and marine insurance. Within its Investment, Risk and Reinsurance unit, the company offers investment consulting and discretionary management, primarily for insurance and reinsurance companies. This segment's comprehensive offerings also include insurance consulting and technology, sophisticated risk and capital management, advanced pricing and predictive modeling, financial and regulatory reporting, financial and capital modeling, merger and acquisition support, outsourcing, and broader business management services. Additionally, it facilitates wholesale insurance broking for both retail and wholesale brokers, alongside specialized services in underwriting, capital management, capital markets, and advisory and brokerage. The Benefits Delivery and Administration segment specializes in facilitating primary medical and supplementary benefit exchanges, as well as outsourcing services for both active employees and retirees across group and individual markets. This includes the management of various healthcare and reimbursement accounts, such as health savings accounts (HSAs), health reimbursement arrangements (HRAs), flexible spending accounts (FSAs), and other consumer-driven accounts. Founded in 1828, the company was formerly known as Willis Group Holdings Public Limited Company before adopting its current name, Willis Towers Watson Public Limited Company, in January 2016. Its headquarters are located in London, United Kingdom.