First Midwest Bancorp, Inc. (FMBIO), established in 1982 and headquartered in Chicago, Illinois, serves as the holding company for First Midwest Bank, delivering a broad spectrum of financial services and products. The bank offers various deposit accounts, including checking, interest-bearing NOW accounts, money market accounts, savings accounts, and both short-term and long-term certificates of deposit. Its lending portfolio is diverse, covering working capital, accounts receivable financing, inventory and equipment loans, specialized sector lending (such as healthcare, asset-based lending, structured finance, and syndications), agricultural loans, and commercial real estate funding for construction, acquisition, refinancing, or improvements. For individual clients, it provides mortgages, home equity lines and loans, personal loans, specialized financing, and both secured and unsecured consumer loans. Beyond traditional banking, First Midwest offers extensive treasury management solutions. These encompass automated clearing house collections, lockbox services, remote deposit capture, electronic data interchange for financial transactions, wire transfers, account reconciliation, controlled disbursements, direct deposit services, positive pay fraud prevention, detailed information reporting, corporate credit cards, liquidity management, and merchant services. The company also provides sophisticated wealth management and trust offerings, including fiduciary and executor services, financial planning, investment advisory, employee benefit plan administration, and private banking. These services cater to a wide clientele, such as corporate and public retirement plans, foundations, endowments, high-net-worth individuals, and multi-employer trust funds. Additionally, First Midwest issues debit, ATM, and credit cards, alongside modern banking conveniences like internet, mobile, and telephone banking, and resources for financial education. The bank maintains a substantial presence with 115 branch locations and 184 automated teller machines (ATMs) dispersed across the metropolitan Chicago area, southeastern Wisconsin, northwestern Indiana, central and western Illinois, eastern Iowa, and other market regions throughout the Midwest.