Hallmark Financial Services, Inc. delivers a comprehensive array of property and casualty insurance products and services, from underwriting to marketing and claims administration, to businesses and private citizens throughout the United States. The company's operations are divided into three primary divisions: Specialty Commercial, Standard Commercial, and Personal lines. The Specialty Commercial segment provides an extensive suite of coverages, including primary and excess policies for commercial vehicles; a variety of liability insurance, such as excess public entity liability, E&S package, and garage liability; commercial property insurance safeguarding against both catastrophic events and common exposures; professional liability for the healthcare and financial industries, targeting businesses, medical professionals, healthcare facilities, and senior living communities; and specialized property/casualty insurance for satellite launches, in addition to other tailored programs. The Standard Commercial division focuses on offering traditional package and monoline property and casualty insurance solutions. Concurrently, the Personal segment provides non-standard automobile and renters insurance policies for individuals. Hallmark Financial Services distributes its insurance products through a network of independent general agents, retail agents, and specialized brokers. Founded in 1987, the company's corporate headquarters are situated in Dallas, Texas.