Huntington Bancshares Incorporated functions as a parent organization for The Huntington National Bank, offering a diverse array of financial solutions spanning commercial, small business, consumer, and mortgage banking. The company manages its operations through four distinct segments: Consumer and Business Banking, Commercial Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group. The Consumer and Business Banking division provides core banking products such as checking, savings, money market, and certificate of deposit accounts, alongside consumer and mortgage loans, credit cards, and small business financing. It also delivers investment opportunities, insurance, treasury management, foreign exchange, and interest rate risk protection services, complemented by online, mobile, and telephone banking platforms. Commercial Banking focuses on corporate clients, offering banking and asset finance solutions, corporate risk management, institutional sales, trading, and underwriting, as well as institutional corporate banking. This segment also provides various financing options, including lending to real estate developers, REITs, and other enterprises. The Vehicle Finance segment specializes in providing financing for consumers acquiring automobiles, light-duty trucks, recreational vehicles, and marine craft through franchised and selected dealerships. Additionally, it extends inventory financing to franchised dealerships. The Regional Banking and The Huntington Private Client Group segment offers specialized services including deposits, lending, banking, comprehensive wealth management, investment and portfolio management, fiduciary administration, trust services, retirement planning, and institutional and mutual fund custody. By January 23, 2020, the company operated an expansive network comprising 868 full-service branches (with 12 dedicated private client group offices) and 1,448 automated teller machines situated across seven states in the Midwestern United States. Huntington Bancshares Incorporated, founded in 1866, maintains its corporate headquarters in Columbus, Ohio.