IF Bancorp, Inc. operates as the parent company for Iroquois Federal Savings and Loan Association, offering a broad spectrum of banking and financial services to both individual and business clients. The company provides numerous deposit products, such as savings accounts, Certificates of Deposit (CDs), money market accounts, checking accounts for personal and commercial use, Individual Retirement Accounts (IRAs), and Health Savings Accounts (HSAs). Additionally, IF Bancorp extends various credit options, including residential mortgages for one-to-four family homes, multi-family dwelling loans, commercial real estate financing (which covers farm loans), home equity lines of credit (HELOCs), business loans, and consumer loans primarily composed of automobile financing. They also fund construction and land development ventures. Beyond core banking, the firm offers a wide array of financial services: selling property and casualty insurance, annuities, mutual funds, individual and group retirement plans, life, disability, and health insurance, as well as individual securities and managed accounts. The institution also invests in securities and provides contemporary conveniences like ATM services, online banking with bill payment, mobile banking, Automated Clearing House (ACH) origination, remote deposit capture, and telephone banking. As of August 31, 2021, IF Bancorp, Inc. maintained seven full-service banking locations across Illinois (Watseka, Danville, Clifton, Hoopeston, Savoy, Bourbonnais, and Champaign), alongside a specialized loan production and wealth management office in Osage Beach, Missouri. The company was founded in 1883 and its main corporate office is located in Watseka, Illinois.