New York Community Bancorp, Inc. functions as the bank holding company for New York Community Bank, offering a comprehensive suite of banking products and financial services throughout Metro New York, New Jersey, Ohio, Florida, and Arizona. The institution provides a variety of deposit accounts, such as interest-bearing checking and money market options, savings accounts, non-interest-bearing accounts, individual retirement accounts (IRAs), and certificates of deposit. Its extensive loan portfolio includes multi-family, commercial real estate, specialty finance, commercial and industrial (C&I), acquisition/development/construction (ADC), one-to-four family residential, and consumer loans. Additionally, the company offers annuities, life and long-term care insurance, mutual funds, and cash management products, all supported by convenient online, mobile, and telephone banking services. Serving primarily individuals, small to mid-sized businesses, and professional associations, it operates through a network of 237 branches and 333 ATM locations. The entity, which was established in Hicksville, New York, in 1859, previously operated under the name Queens County Bancorp, Inc. before officially becoming New York Community Bancorp, Inc. in November 2000.