This fund aims to generate both current income and long-term appreciation for its capital. Typically, it achieves these goals by investing in common stocks of U.S. companies. The strategy focuses on firms that offer an above-average dividend yield and demonstrate strong financial health, which includes high-quality companies with robust balance sheets, predictable earnings and cash flow growth, and a history of consistent dividend increases. The portfolio primarily consists of equity securities from large-capitalization companies, such as Real Estate Investment Trusts (REITs). A fundamental guideline is that, under normal market conditions, at least 80% of the fund's assets will be allocated to equity securities of U.S. companies that distribute regular dividends.