XP Inc. is a leading Brazilian financial institution offering a comprehensive range of financial services and products. Its core operations encompass securities brokerage, private pension schemes, and a full suite of commercial and investment banking solutions, including lending, foreign exchange transactions, and deposit services. The company also provides expertise in product structuring and capital markets for corporate clients and entities issuing fixed income products. Furthermore, XP Inc. delivers tailored advisory services to affluent individuals and institutional clients, alongside robust wealth management for high-net-worth individuals and institutional investors. Beyond its direct financial offerings, XP Inc. operates Xpeed, an online educational platform designed to empower individuals with knowledge through seminars, courses, and learning resources covering fundamental investment principles, techniques, and strategies. The firm's portfolio also includes insurance brokerage. A cornerstone of its client-facing technology is the XP Platform, an open-architecture marketplace that grants clients access to an extensive array of investment opportunities. These include equity and fixed income securities, mutual and hedge funds, private equity, structured products, credit cards, various loan options, life insurance, pension plans, real estate investment funds, and numerous other alternatives. Established in 2001, XP Inc. is headquartered in São Paulo, Brazil.